This summary of benefits is intended to provide a brief overview of benefits available to employees by the City of Garland. It is not a guarantee that said benefits will continue to be provided. Benefits may be modified, added, or deleted at any time. This summary is not intended to provide a full description of those benefits, nor is it to be construed as a complete representation of any applicable contracts or plan documents. Employee contribution amounts are subject to change at any time. Complete details of all benefit programs are available through the City of Garland Human Resources Department.
Click one of the following categories to look at more detail or scroll down the page to review detail on all of these benefits.
Vacation Leave
Sick Leave
Short Term Disability
Long Term Disability
Holidays
Family Medical Leave
Funeral Leave
Medical Benefits
Dental and Vision Benefits
City Provided Life Insurance
Optional Life Insurance
Cafeteria Plan
The Texas Municipal Retirement System
Social Security
Deferred Compensation
Tuition Reimbursement
Vacation Leave:
All regular full-time City employees are eligible for paid vacation upon completion of the post-hire evaluation period and any extension of that period. Employees accrue vacation on a pay-period basis. Balances are shown on each bi-weekly issued pay check stub. For the first 5 years, full-time employees accrue 80 hours per year. Every year following, they earn additional 8 hours per year to a maximum of 160 hours a year, after 14 years. Regular full-time employees earn pro-rated vacation based on the number actual hours worked, the number of hours are shown on the employee pay stub. Employees may begin using accrued vacation once post-hire is completed. Employees are paid for their balance of vacation upon termination, provided they have given the appropriate two weeks notice.
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Sick Leave:
Upon completion of the post-hire evaluation period and any extension of that, regular full-time employees have 40 hours of paid sick leave available for personal illness or injury. After 1 year, regular full time employees receive 80 hours of paid sick leave each year for the first 5 years of service. Each year after the fifth year, regular full time employees receive an additional 8 hours of sick leave to a maximum of 160 hours per calendar year after 15 years. Sick leave does not carry-over from one year to the next. General employees are not paid for sick leave upon termination.
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Short Term Disability:
After one year of employment, regular full-time general employees may be eligible for short term disability benefits due to non-occupational illness or injury. To qualify, employees must exhaust all available sick, vacation, and personal holiday leave, file a physician’s statement and have an approved short term disability application on file with Human Resources Benefits Department. Payment percentage for Short Term Disability is between 60% and 75% of gross salary depending on years of service.
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Long Term Disability:
The City offers a Self-Insured LTD plan for regular full-time employees with an employee participation cost of $8 per month. The City contributes the remainder of the plan cost. The plan provides for payment of up to 60% of gross salary if disabled. LTD benefits are reduced by Workers Compensation, Social Security, and/or TMRS payments.
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Holidays:
The City provides 10 paid holidays per calendar year. Nine are designated and one is personal. Designated holidays are New Year’s Day, Martin Luther King Jr. Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, and the Friday after Thanksgiving, Christmas Day, and one extra day at Christmas which is designated each year by the City Manager. The one personal holiday may be taken after completion of post-hire. Holidays may not be carried over from year to year. Regular part-time employees receive one-half the number of hours for each holiday granted to full-time employees. Employees are not paid for holidays upon termination from City of Garland.
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Family Medical Leave:
FMLA is a federal law that provides for up to 12 weeks of unpaid, job-protected leave in a 12 month period for specified family and medical reasons. Medical certification from a health provider is part of the requirements for FMLA leave. FMLA runs concurrent with any and all other City leave programs.
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Funeral Leave:
Regular full-time employees who have completed their post-hire evaluation period are eligible for funeral leave. Regular full-time employees may be granted up to 24 hours of paid leave each calendar year to attend the funeral, or to handle details surrounding the death of an immediate family member to include a husband, wife, mother, step-mother, mother-in-law, father, step-father, father-in-law, sister, brother, son, daughter, step-children, grandparent or any legally designated dependent. Regular full-time employees may be granted up to 8 hours each calendar year of paid leave in order to attend the funeral of an extended family member.
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Medical Benefits:
Group health coverage is available for all regular, full-time employees and their eligible dependents. (Please refer to the Employee Benefits Guide Book for list of eligible dependents)
Coverage on all benefits becomes effective 2 months and 1 day after new hire date of employment with the City. Prospective employees and new hires should make arrangements to continue existing benefits until they are certain their City of Garland benefits are in effect.
The City offers three self-insured OAP Plans administered by CIGNA HealthCare utilizing the Open Access Plus Network. The coverage levels available are: employee only, employee + child(ren), employee + spouse and employee + family.
There is a 12-month waiting period for pre-existing limitations on all three health plans. However, it will be waived if employee can provide a HIPPA certificate that is proof of continuous coverage for the past 18 months to Cigna’s eligibility services.
Following is a brief description of the health rates and benefits. Please refer to the Employee Benefits Guidebook and the respective plan documents for detailed information.
|
OAP PLUS |
OAP CORE |
OAP PREMIUM |
Monthly EE Rates |
|
|
|
Employee Only |
$21 |
$42 |
$80 |
Employee+Child(ren) |
$130 |
$198 |
$328 |
Employee+Spouse |
$194 |
$224 |
$400 |
Employee + Family |
$250 |
$330 |
$660 |
Annual Deductible |
In-Network Coverage |
Individual |
$1,250 |
$500 |
$250 |
Family |
$3,750 |
$1,500 |
$750 |
Out of Pocket Max. |
|
|
|
Individual |
$5,000 |
$4,500 |
$3,500 |
Family |
$10,000 |
$9,000 |
$7,000 |
Office Visits Co-pays |
|
|
|
Primary Care |
$40 |
$35 |
$30 |
Preventative Care |
$20 |
$20 |
$20 |
Specialists |
$60 |
$50 |
$40 |
Urgent Care |
$100 |
$75 |
$50 |
Emergency Room |
$300 |
$250 |
$200 |
Coinsurance |
|
|
|
In-Network |
80% |
80% |
90% |
Out-of-Network |
60% |
60% |
60% |
Prescription Drugs
Rx Co-Pays |
CIGNA OAP (30 day supplies) |
Annual Deductible |
$75 per member per year on Non-Generic Drugs |
Generic |
$5 |
Formulary |
$40 |
Non-Formulary |
50% with min of $55 co-pay |
-Mail Order and Retail 90 day supplies available at discount rates. Please see employee guide book for rates
- Click Here to Return to the Benefit Information Home - Dental Benefits: Regular full-time employees have three dental plans to choose from through Delta Dental Insurance Company (DDI). The three indemnity plans are fully insured: Scheduled Basic, and Premium. The levels of coverage available are: employee only and employee + family. Please refer to the Employee Benefits Guidebook and the respective plan documents for detailed benefit information.
| Dental Plan Monthly Rates |
Scheduled |
Basic |
Premium |
| Employee Only |
$0 |
$7.92 |
$13.60 |
| Employee + Family |
$17.33 |
$36.36 |
$55.20 |
Vision Benefits:
Regular full-time employees may elect to participate in the Spectera Vision Program, through UHC. The levels of coverage available are: employee only, employee + one, or employee + family coverage. Please refer to the Employee Benefits Guidebook and the respective plan documents for detailed benefit information.
Vision Monthly Rates |
Spectera |
Employee Only |
$6.74 |
Employee + One |
$13.05 |
Employee + Family |
$20.65 |
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City Provided Life Insurance:Regular full-time employees are provided $25,000 basic term life and $25,000 accidental death and dismemberment insurance coverage 2 months and 1 day after date of hire. The City provides this coverage at no cost to employees.
- Click Here to Return to the Benefit Information Home - Optional Life Insurance:Additional life insurance coverage is available for regular full-time employees and dependents at the employee’s expense. Payroll deduction is provided for this plan as a convenience payment. Information regarding these plans is available at the Human Resources Department.
- Click Here to Return to the Benefit Information Home - Cafeteria Plan:Regular full-time employees may enroll in a flexible spending benefit permitted by Section 125 of the Internal Revenue Code. This plan allows employees to contribute pre-tax dollars to a health care spending account and/or a dependent care spending account. Contributions are made through payroll deductions and are accessible through a debit MasterCard provided by Verity National Group. Once employees sign up for the plans, they may not change coverage until the next annual open enrollment period or during a life status event. The City also provides the opportunity for employees to use a Flexible Spending Debit Card to access the funds they are contributing to Flexible Spending Accounts. Details regarding this plan are available through the Human Resources Department.
- Click Here to Return to the Benefit Information Home - The Texas Municipal Retirement System:The City of
Garland participates in the Texas Municipal Retirement System (TMRS), which is a pension system for municipal employees in the State of
Texas. Participation in TMRS is mandatory and automatic for all regular full-time employees at the City of
Garland regardless of age. Employees contribute 7% of gross pay and become vested after 5 years of service. The City matches employee contributions each month at a ratio of 2:1. The plan is designed to provide retirement income for life, as well as disability and death benefits to employees and their beneficiaries. There are many provisions of TMRS, which may affect individual employees such as military service credit, and prior service credit with other public employers. At termination of employment (except retirement), employees with less than five years of creditable service may leave funds in the system to accrue interest for up to 5 years. Employees with more than five years of credited service are considered “vested” and may leave funds in the system to age 70 ½. To be eligible for retirement, employees must have at least 5 years of credited service and be age 60, OR have at least 20 years of service at any age. Details regarding plan provisions are available through the Human Resources Department. Employees are not permitted to borrow against their TMRS account according to the TMRS Act Legislation.
- Click Here to Return to the Benefit Information Home - Social Security:Regular full-time general employees participate in Social Security and Medicare and have payroll deduction for these programs as required by federal law. The current contribution rate for general employees is 7.65% of gross pay. Civil Service employees pay 1.45% of salary gross for Medicare coverage only.
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Garland offers a deferred compensation supplemental retirement plan as allowed by Section 457 of the Internal Revenue Code. The plan is administered by Lincoln Financial Group. This is supplemental retirement program which allows employees to make tax-deferred contributions for retirement purpose. Employees may defer a maximum amount of $16,500 in 2009 to the plan through payroll deductions. Employees can participate immediately upon employment and can select from a variety of options to invest their money. Employees may roll-over funds from other tax-qualified plans. The City does not contribute to this plan. Additional information regarding this plan is available through the Human Resources Department.
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Click Here to Return to the Benefit Information Home – Tuition Reimbursement:After completing one full year of service with the City, an employee is eligible to participate in the Tuition Reimbursement Program. The program allows employees to take courses leading to a degree (employment related education) at an accredited educational institution. The required paperwork will need to be submitted for processing and be approved prior to enrollment in the course. The employee must achieve a minimum established grade requirement of C for undergraduate, or B for graduate. Reimbursements may be up to $800 per semester and are limited to tuition and mandatory fees only. The maximum reimbursement amount is $1600 per fiscal year. Refund to the City is required if the participating employee leaves the City within one year following reimbursement. This program is not applicable for department-required courses. Please direct any questions or comments regarding benefits to the Human Resources Department.
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